Last updated: June 21, 2026
These terms and conditions ("Terms") govern your use of ToolBox, located at smartconvertcalculator.com (the "Site"). By visiting or using the Site, you agree to be bound by these Terms. If you don't agree, please don't use the Site.
ToolBox offers a set of free, browser-based calculators and converters — including a mortgage calculator, currency converter, age calculator, password generator, unit converter, and word counter — along with related educational guides. No account is required, and the tools are provided free of charge.
The results produced by our calculators and converters are estimates for general informational purposes only. They are not financial, legal, tax, medical, or professional advice of any kind, and shouldn't be the sole basis for a financial or other significant decision.
In particular: the mortgage calculator estimates principal and interest only and excludes taxes, insurance, and fees that affect a real loan; the currency converter uses mid-market or fallback reference rates that won't match the rate you'll actually receive from a bank or card network; and the password generator's strength rating is a general estimate, not a guarantee against compromise. Always confirm important figures with a qualified professional, your lender, your bank, or another authoritative source before acting on them.
We aim to keep every calculator accurate and the Site available, but we make no warranty that the Site will be uninterrupted, error-free, or that calculations will be 100% accurate in every case. The currency converter depends on a third-party exchange-rate provider; if that provider is slow, incorrect, or unavailable, the tool may show outdated, estimated, or fallback rates, which it will label as such where possible.
You agree not to:
The Site's design, text, graphics, logo, and underlying code are owned by ToolBox or its licensors and are protected by copyright and other intellectual property laws. You may use the tools for personal or internal business purposes, but you may not copy, modify, distribute, sell, or create derivative works from the Site's content or code without our prior written permission.
The Site may use or link to third-party services — for example, an exchange-rate data provider, web font providers, or advertising networks such as Google AdSense. We don't control these third parties and aren't responsible for their content, accuracy, or availability. Your use of any third-party service is subject to that party's own terms and privacy policy.
The Site may display advertisements served by Google AdSense or other third-party ad networks to help keep the tools free. Ads are served independently of the calculator results themselves and aren't an endorsement by ToolBox of any advertised product or service.
The Site and all tools are provided "as is" and "as available," without warranties of any kind, whether express or implied, including — to the fullest extent permitted by law — implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the fullest extent permitted by applicable law, ToolBox and its operators won't be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or financial loss, arising from your use of — or inability to use — the Site or its calculation results, even if advised of the possibility of such damages. Some jurisdictions don't allow certain limitations of liability, so some of the above may not apply to you.
You agree to indemnify and hold ToolBox and its operators harmless from any claims, damages, losses, or expenses (including reasonable legal fees) arising from your violation of these Terms or your misuse of the Site.
The Site is not directed at children and is intended for general audiences. If you are under the age of majority in your jurisdiction, please use the Site only with the involvement of a parent or guardian.
We may update these Terms from time to time to reflect changes to the Site or for legal or operational reasons. The "last updated" date at the top of this page reflects the most recent revision. Continuing to use the Site after changes are posted means you accept the updated Terms.
We reserve the right to restrict or terminate your access to the Site at any time, without notice, if we believe you've violated these Terms or used the Site in a way that could harm us, other users, or third parties.
Because the Site is accessible to visitors worldwide, these Terms are intended to be interpreted reasonably under the law of the jurisdiction where ToolBox operates, without prejudice to any mandatory consumer-protection rights you may have under the law of your own country of residence.
If any provision of these Terms is found unenforceable, the remaining provisions will continue in full force and effect.
Questions about these Terms can be sent to hello@smartconvertcalculator.com. See also our Privacy Policy for how we handle data.